In the new era of competition, innovation, and productivity it is time
to embrace the opportunity of bringing fintech solutions to an increasingly
digital consumer. Our custom fintech solutions assist businesses by providing
them with better cash flow, improved working capital management
and an increased access to stable secure funding.
01
CORPORATE FINANCE
01
CORPORATE FINANCE
BILLING & PAYMENTS
We offer a range of billing & payment options for you products. Our solutions handle card payments, bank transfer or cryptocurrency transfers, allowing you to bill your customers and accept one-time or scheduled payments through dashboards, storefronts, and payment forms.
Gateways
Accept payments directly
or via a third-party service
Authorization
Authorize and verify bank account owners and transfers
Cryptocurrencies
Accept and transfer
cryptocurrencies via exchanges
Cross-Border FX Transfers
Perform cross-border payouts
via wire transfers or direct debit
Gateways
Accept payments directly
or via a third-party service
Authorization
Authorize and verify bank
account owners and transfers
Cross-Border FX Transfers
Perform cross-border payouts
via wire transfers or direct debit
01
CORPORATE FINANCE
01
CORPORATE FINANCE
TRADING & EXCHANGE
We create custom exchange platforms and trading desks for any digital or fiat currencies. We spice them up with multi-currency wallets that allow to easily store and transact across currencies, and secure storages to keep funds locked up and prevent any unauthorized access.
Crypto & Fiat Currencies
Integrate any possible currency pairs
and enable easy sale and purchase
Business intelligence
Enjoy extensive drill-down reporting
of key trading data in real time
Security tokens
Providing investors with an option
to diversify their portfolio
P2P enablement
Set-up a P2P marketplace with the ability
to trade safely on a global level
Gateways
Accept payments directly
or via a third-party service
Authorization
Authorize and verify bank
account owners and transfers
Cross-Border FX Transfers
Perform cross-border payouts
via wire transfers or direct debit
01
CORPORATE FINANCE
01
CORPORATE FINANCE
RISK & FRAUD MANAGEMENT
Fortify your processes and systems against known threats. Our custom risk & fraud management solutions mitigate the risk of chargebacks and scam, centralising alerts, events, analytics and reporting in a single platform.
3-D Secure
Improve the security
of online payments
Know your Customer
Verify identity and prevent
its theft
Transaction Risk Scoring
Stay compliant with AML/CTF
rules
Chargeback Protection
Detect high risk card-not-present
transactions
Gateways
Accept payments directly
or via a third-party service
Authorization
Authorize and verify bank
account owners and transfers
Cross-Border FX Transfers
Perform cross-border payouts
via wire transfers or direct debit
01
CORPORATE FINANCE
01
CORPORATE FINANCE
ONLINE BANKING
We deliver online banking solutions that improve retention and enhance experience by enabling your customers to pay bills, transfer money, and access transaction records from home and on the go.
Online Balance & Activities
Provide online access to current balance
and transaction data
Authorization
Let your customers have fewer things
they need to juggle every month

Transaction Reporting
Enable your users to view, categorize
and analyze transaction history
eStatements
Provide paperless statements
with endless history
Gateways
Accept payments directly
or via a third-party service
Authorization
Authorize and verify bank
account owners and transfers
Cross-Border FX Transfers
Perform cross-border payouts
via wire transfers or direct debit
01
CORPORATE FINANCE
01
CORPORATE FINANCE
P2P LENDING & MICROCREDITS
Enable lenders to earn higher returns and borrowers to get money at a lower interest rate with our custom P2P lending solutions. We deliver products that source and fractionalize loans, attract prospective borrowers, assess risks, support deals, and automate all P2P lending workflows.
Counterparties Profiling
Evaluate borrower/lender
relationship information
Risk Management
Score credits and calculate provision
pool automatically
Reporting
Retrieve information on all
the payables and receivables
Decision Facilitation
Identify patterns and make informed
lending decisions
Gateways
Accept payments directly
or via a third-party service
Authorization
Authorize and verify bank
account owners and transfers
Cross-Border FX Transfers
Perform cross-border payouts
via wire transfers or direct debit
01
CORPORATE FINANCE
BILLING & PAYMENTS
We offer a range of billing & payment options for you products. Our solutions handle card payments, bank transfer or cryptocurrency transfers, allowing you to bill your customers and accept one-time or scheduled payments through dashboards, storefronts, and payment forms.
Gateways
Accept payments directly
or via a third-party service
Authorization
Authorize and verify bank account owners and transfers
Cryptocurrencies
Accept and transfer
cryptocurrencies via exchanges
Cross-Border FX Transfers
Perform cross-border payouts
via wire transfers or direct debit
02
PERSONAL FINANCE
BOOKKEEPING & TAXATION
BUDGETING
& FINANCE
MANAGEMENT
INVESTMENT
MANAGEMENT
Paralect delivers integrated multi-currency investment management solutions that provide consumers with accurate and timely information and visualization to support their financial, transactional, processing and reporting needs, while giving them an informational edge to make informed investment decisions.
Performance Measurement
Track performance of your returns over time periods in various currencies
What-if Analysis
Simulate market conditions to analyze the probability of each possible outcome
Risk Analytics
Analyze the risk involved in associated investment decisions
Complex Fee Calculation
Make investment costs transparent even in the most complex scenarios
INVESTMENT MANAGEMENT
BOOKKEEPING & TAXATION
BUDGETING & FINANCE MANAGEMENT
Allow your users to track accounts, statements, stocks, shares, balances, loans, mortgages, and values from multiple institutions within a single view. Our custom budgeting solutions help individuals organize and manage their personal and family finances to get the most out of their assets.
Bill Tracking
Track bills and get alerts when it’s time to pay
On-the-go Access
Manage assets wherever you are
Personalization
Get personalized financial tips and advice
Goal Planning
Plan ahead and know the effect of your spending decisions
BUDGETING & FINANCE MANAGEMENT
INVESTMENT MANAGEMENT
BOOKKEEPING
& TAXATION
Our bespoke bookkeeping and taxation platforms allow you to track inventory, manage cash flows, create balance sheets, capture receipts, manage contractors and calculate what you owe, while enjoying extensive reporting capabilities.
Single View
Organize your income, expenses, payments, and invoices in one place
Reporting
Get a birds-eye view over your finance and identify cash flow trends
Connectivity
Connect multiple bank accounts and import transactions
Automation
Automatically calculate VAT and payroll taxes
Expand It
Expand It
03
BLOCKCHAIN
SMART CONTRACTS
Increase the verifiability of data-driven relationships and their outcomes with smart contract solutions developed by Paralect. Be it supply chain tracking or gaming and gambling — we exploit smart contracts in various blockchain-enabled scenarios to manage agreements and support business operations.
CRYPTOCURRENCIES
We develop decentralized digital currencies to work as a reliable medium of exchange in scenarios where fiat money fail. We deliver both utility and security tokens to either allow usersto purchase upcoming products or services or to represent ownership of stock or debt assets.
DIGITAL IDENTITY
Whether you are driven by the need to simplify your KYC processes or to enhance security and privacy, we can help you by developing a custom digital identity management solution based on blockchain self-sovereign identities, that are inherently unalterable and more secure than traditional systems.
ICO DEVELOPMENT
We assist companies in raising funds for their upcoming project, product or startup by offering a wide range of initial coin offering services. We ideate and formulate a feasible vision of your offering, draft execution plans, set up investor dashboards and build an ICO platform on top of a unique coin.
04
SECURITY & COMPLIANCE
Working with finances means working with sensitive data.
Security is one of the crucial requirements for any fintech
product to grow and adhere to compliance regulations.
Here at Paralect we deliver solutions that comply with financial
industry standards and regulations through:
Encryption & Tokenization
of Sensitive Data
Comply with international standards by encrypting sensitive data on the application level while providing a secure, convenient interface to clients.
Continuous & Timely Updates
Guarantee constant system updates by utilizing modern DevOps practices and tools
Infrastructure Security
Ensure server and networking privacy and security, implement database and logs encryption for cloud native applications.
05
INTEGRATIONS
THERE ARE LOTS OF THEM
We enable third-party financial solution integration to supplement your product with ready-made functionality, including multiple payment types, multi-currency and cryptocurrency support, exchange option, and cross-border payments.
Ready to launch?
🎉
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.